Cooperative Banking / Loan Management Software

Solutions Offered

Co-operative Societies benefits from MTSCS agile solutions and services, specially designed for this segment. It includes:

01

KYC

Unique Customer Identification Code, Know Your Customer, C-Kyc Solution, E-Kyc Solution, Member Registration, Shares Management Solution.

02

Financial Accounting

General Ledger, Financial Accounting, Investments, Financial Statements for Branches and for entire Bank.

03

Loan Origination

Loan Origination, Loan Application Acquisition, Credit Scoring, Processing & Document Management.

04

AML

Anti-Money Laundering (AML) Solution with Alerts, Whitelisting workflow, Cash Transaction Report (CTR), Suspicious Transaction Report (STR).

05

Loans

Term Loans, Cash Credit Limits, Overdraft, Gold Loans and many more configurable loan products.

06

Compliances & Reporting

Statutory Compliance Reporting to RBI or central bank. Asset Liability Management (ALM), Offsite Surveillance System (OSS), Audit Reports.

07

Accounts

Current Account, Savings Account, Term Deposits, Recurring Deposits, Daily (Small-savings) Deposits.

08

HRMS & Payroll

Enterprise Applications of GST Tax Compliance, HRMS & Payroll, Fixed Assets & Inventory Management, Reconciliation, Audit & Compliance, SMS & Email Gateway Integrations.

09

Retail Banking

Retail Banking – Branch Banking Services to customers along with Inter-branch transactions facility for all retail banking branch operations.

10

Two Factor Authentication

User Management with Two Factor Authentication, Digi-pass & Biometric authentication for Login, Digital Signing, Audit Trail.

11

Online Banking Channels

Self-service Online Banking channels viz.: Internet Banking, Mobile Banking, E-commerce, Mobile Passbook.

12

Digital Banking

Digital Banking viz.: ATM, Mobile Banking, POS, RTGS/NEFT, ECS, NACH and many more.

Key Features

A Comprehensive Suite of Modern Banking Capabilities

From robust architecture and compliance to intuitive user interfaces and real-time analytics — TrustBankCBS delivers everything a modern bank needs.

Architecture

Robust Architecture.

Government Schemes

Government Social Scheme Benefits, Digital Banking, Payment, Self-service Channels.

Uniform Interfaces

Browser based Uniform Interface across all solutions, Easy-to-use, User Friendly UI.

Optimized Application

Light and optimized Application, Optimized Bandwidth and Infrastructure requirement.

Industry Best Practices

Industry Best Practices.

Configurable Reports

Embedded Reports Configurators, Ad-hoc Reports Builder.

Graphical Analysis

Graphical Analysis, Dashboards.

Innovative Solutions

Innovative Solutions.

Pre-configured Banking Products

Pre-configured Banking Products.

Latest Technology

Continual Upgradations to latest technology and trends in modern banking.

Agency Banking

Agency Banking App for online, real-time field operations.

Compliance Reporting

Continual updates to comply to ever evolving statutory compliance reporting environment.

Effective Funds / Investments Management

Effective Funds / Investments Management.

Quick Implementation

Quick Implementation with Industry Best Practices.

Value Delivered

360 degree view of customer

360 degree view of customer.

Analytics

Sound & Quick decision making based on Analytics.

360 degree view

360 degree view of branch and bank operations.

Cost Effective

Decline in Operations & Support Cost in Banking Services.

Customer Satisfaction

Increased Members & Customer Satisfaction, Retention.

Optimized utilization of resources

Optimized utilization of resources.

Increase Profitability

Increased Revenues, optimized expenses, Increased Profitability.

Identify Revenue Leakages

Minimize revenue leakages, Saving on unnecessary expenditure.

High Efficiency

Increased Efficiency, Increased Staff Motivation.